How to Make Money Every Month with 5 Dairy Cows

Dairy farming in Kenya continues to be a reliable source of income for both smallholder and commercial farmers. With proper management, even a small herd of five cows can generate consistent monthly income. In this guide, we explore how you can turn five dairy cows into a profitable venture, from housing to feeding, milk production, and income analysis.
Whether you’re starting out or looking to scale your farm, this article will break down the numbers and show how dairy farming in Kenya with 5 cows can work for you.
Why Dairy Farming with 5 Cows is a Smart Choice
Many farmers assume that dairy farming requires large investments and big herds to be profitable. However, starting with just five well-managed cows can give you a strong income stream while minimizing operational risk.
Benefits of 5-Cow Dairy Farming:
- Manageable Investment: Lower initial cost compared to large herds.
- Better Cow Management: Easier to monitor health, nutrition, and hygiene.
- Consistent Milk Income: Daily sales provide regular cash flow.
- Manure for Crops: Reduces your fertilizer costs if you practice mixed farming.
- Room to Scale: Profits can be reinvested to expand over time.
Ideal Cow Breeds for Profitable Dairy Farming in Kenya
Success in dairy farming starts with the right cow breed. For high milk yield and adaptability, consider:
Top Dairy Breeds in Kenya:
- Friesian: High milk production (20–30 liters/day). Requires quality feed and care.
- Ayrshire: Hardy and slightly less demanding than Friesians.
- Guernsey: Moderate yield, rich milk in butterfat.
- Jersey: Lower milk volume, but high butterfat content. Good for small farms.
Start with in-calf heifers (18–24 months old) to reduce the waiting time before milk production begins.
Setting Up Your 5-Cow Dairy Unit
Housing
Good cow housing improves health, productivity, and hygiene.
Requirements:
- Proper ventilation and roofing
- Separate cubicles or tethering area
- Calving pen
- Water troughs and feed bunks
Cost Estimate (Basic Setup):
Item | Cost (KES) |
---|---|
Cow Shed (5 cows) | 150,000 – 200,000 |
Water Storage | 20,000 |
Milking Equipment | 15,000 |
Total Setup Cost | 185,000 – 235,000 |
Use locally available materials where possible to lower costs.
Feeding and Nutrition Plan
Feeding accounts for 60-70% of dairy farming expenses, but it’s also what determines your profits.
Daily Feed Requirements Per Cow:
- Napier Grass/Fodder: 60–80 kg
- Dairy Meal: 6–8 kg
- Mineral Supplements: 100–150 g
- Water: 60–100 litres
You can grow your own fodder (Napier, Boma Rhodes, desmodium) to reduce costs.
Monthly Feeding Costs for 5 Cows (Estimated):
Item | Quantity | Cost/Month (KES) |
---|---|---|
Dairy Meal | 1,200 kg | 48,000 |
Fodder (if bought) | 9,000 kg | 18,000 |
Minerals & Salt | 15 kg | 3,000 |
Total | — | 69,000 |
If you grow your own fodder, you could cut these costs by 40–50%.
Milk Production and Income Potential
Let’s assume you’re using Friesian cows averaging 20 liters per day, each.
Daily Milk Production:
- 5 cows × 20 liters = 100 liters/day
Monthly Production:
- 100 liters/day × 30 days = 3,000 liters
Selling Price (To Milk Processor or Hotel):
- Average KES 45 per liter
Monthly Gross Income:
- 3,000 liters × KES 45 = KES 135,000
You could earn more (KES 50–60/liter) by selling directly to consumers, restaurants, or milk ATMs.
Monthly Expense Breakdown
Expense Category | Cost (KES) |
---|---|
Feeding | 69,000 |
Veterinary (vaccines, A.I) | 5,000 |
Labor (1 farmhand) | 10,000 |
Water & Electricity | 2,000 |
Maintenance & Misc. | 4,000 |
Total Expenses | 90,000 |
Monthly Profit from 5-Cow Dairy Farm
Item | Amount (KES) |
---|---|
Gross Income | 135,000 |
Expenses | 90,000 |
Net Profit | 45,000 |
This translates to an average of KES 9,000 per cow per month in profits. With better feeding, genetics, and management, this figure can go even higher.
How to Maximize Profitability
To ensure you’re making the most from your 5-cow unit, follow these tips:
1. Improve Milk Yields
- Practice rotational grazing or zero grazing with quality fodder.
- Use balanced rations with high energy and protein.
- Breed with high-yielding bulls through A.I.
2. Reduce Feed Costs
- Grow Napier, lucerne, desmodium on your farm.
- Mix your own dairy meal using maize germ, cottonseed cake, and mineral premix.
3. Practice Value Addition
- Sell fermented milk (mala) or yoghurt.
- Package milk for nearby households or kiosks.
4. Recycle Waste
- Use manure for biogas or fertilizing your crops.
- Sell compost to other farmers.
Challenges in Small-Scale Dairy Farming
Despite its potential, there are common hurdles to watch out for:
- High Feed Prices: Especially during dry seasons.
- Milk Spoilage: Due to lack of cooling systems.
- Diseases: Mastitis, FMD, East Coast Fever.
- Market Fluctuations: Especially when relying on middlemen.
Investing in proper planning, training, and equipment can help you avoid these issues and protect your income.
How Long Until You Break Even?
Let’s assume you invested:
- KES 235,000 (housing + equipment)
- KES 300,000 (5 cows @ KES 60,000 each)
Total Initial Investment: KES 535,000
With a profit of KES 45,000/month, you’ll break even in roughly:
- 535,000 ÷ 45,000 = 12 months
Within a year, your investment can fully pay off, after which most of your earnings become profit.
Final Thoughts: Is It Worth It?
Yes! Dairy farming with 5 cows is not just viable—it’s smart farming. With good breeds, proper feeding, and efficient management, you can turn a small herd into a stable income stream.
Whether you’re a young farmer, an investor looking to diversify, or someone with idle land, this model offers a low-risk, scalable way to make money every month in Kenya’s agricultural space.
Got questions about starting your dairy farm? Join our community at GraduateFarmer.co.ke for training, mentorship, and access to dairy farm tools and suppliers near you.
